Self-Employed Borrowers

Alternative Qualifications for
Self-Employed Borrowers

Find out how your Bank-Statements or Profit & Loss can help you qualify today!

Get a Personalized Quote Now!

The Lowdown on Self-Employed Mortgages...

The Lowdown on Self-Employed Mortgages...

Our Bank-Statement and Profit & Loss programs are designed for Self-Employed Borrowers

When it comes to securing a loan as a self-employed borrower, we know it can become difficult when asked to verify your income using documents such as W-2s and tax returns. This is where our personal or business bank statement loans come in!

This type of loan can be used for those individuals with more unique circumstances, such as a small businesses with write-offs, professional real-estate investors or freelance professionals working on a contract basis.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Self-Employed Rate Quote.

We'll help you clearly see differences between our self-employed programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Self-Employed Bank Statement Loan Process

Here's how our home loan process works:

  • Complete our simple mortgage Self-Employed Rate Quote
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

In contrast to conventional loans, our underwriters will request 12 or 24 months of your Personal or Business Bank-Statements, or review a signed company Profit and Loss, to calculate your income.

Do I Qualify?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans


  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, &  USDA  Loans

    FHA, VA, & USDA

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

I Want My FREE 30−Year Fixed Rate Quote!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE 30-Year Fixed Rate Quote